Application material

Lenders applying for renovation loans generally need to provide the following materials to the bank:

1, valid ID card, permanent residence certificate issued by the neighborhood committee, proving their identity and fixed residence;

2, the occupation and personal income certificate issued by the unit, more than half a year of stable work certificate (or provide their own work in recent months.

Cash flow statement) to prove its repayment ability;

3, housing provident fund deposit certificate;

4. Real estate certificate of real estate mortgage (required for mortgage loan);

5. Bank deposit statement, water and electricity tax bill and other certificates. To prove their credit quality;

6. The decoration project contract signed with the decoration enterprise, the purchase order of decoration materials and other materials that prove the purpose of the loan;

7. A copy of the business license and qualification certificate of the decoration enterprise, which proves whether the partner is within the prescribed scope;

8. Other conditions required by banks or financial institutions.