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Where to apply for a rental loan?
Applicants can apply to loan banks that provide rental loans. As long as the applicant meets the requirements of the bank, users can apply for a certain amount of rental loans. If it is found that financial enterprises provide loans and financing guarantees to leasing enterprises that infringe on the interests of tenants and landlords, have high leverage ratio and irregular capital operation, the applicant can report to the central bank.

"Rent loan" means that the tenant signs a loan contract with a financial institution that cooperates with the long-term rental apartment enterprise, and the financial institution pays the annual rent for the tenant, and the tenant pays off the rental loan to the financial institution on a monthly basis, and the corresponding loan interest is generally paid by the long-term rental apartment enterprise.

What should I pay attention to when renting a house?

1. According to our actual needs, of course, we want to be as close as possible to our work unit, so that we won't spend too much time on the road every day, and we can spend more time on charging and studying, but we should also consider the economic foundation. If we can't afford it, we can choose a place with convenient transportation and a little farther away.

2. When renting a house, we must pay attention to the landlord's real estate license and ID card to prevent criminals from cheating us, to prevent being cheated by second-hand landlords, and not to rent a second-hand landlord's house. If the intermediary wants to check the business license of the intermediary, find a reliable intermediary unit to introduce it. Don't be cheated. Learn more about this. When renting a house, be sure to look at the landlord's ID card and real estate license to see if the owner rents your house. Rent agreement is also very necessary. Don't agree verbally.

3. Get a new lock. To be on the safe side, we changed a lock when we checked in, just in case. If necessary, replace the new lock. This is for your own safety, especially for single girls. You must pay attention to your own safety and keep the receipt for paying the rent. The rental contract and deposit slip we signed must be kept well. Once lost, our deposit and rent are likely to be gone. If you don't want to continue renting, it will be wasted.

4. Choose a good house and check whether the room facilities are in good condition before moving in. For example, whether furniture and electrical appliances are damaged, and record this information in detail to communicate with the landlord to avoid disputes afterwards. When we check in, there will definitely be landlord's facilities in the room, such as furniture and electrical appliances. We must check whether they are in good condition and ensure that they can be used normally.

Generally speaking, you have to pay a deposit when you pay. Pay less if you can, to prevent the landlord from finding various excuses not to pay back. When renting a house, we usually pay a deposit. Don't teach too much money, or we will suffer in the end. If you meet an unreasonable landlord, the deposit will not be refunded. Sign a lease contract. This is necessary, and the responsibility relationship should be made clear. Indicate the specific matters, sign and seal. For example, who will pay for utilities, broadband, and limited fees? , be sure to list the levels and indicate the person in charge. How to compensate for the damage to the goods, who is responsible, etc.