At the end of September, 1, 202 1 and "13 Beijing" have successively collected the settlement interest rate information of life insurance company 144224 universal insurance products. The average settlement interest rate of universal insurance in that month was 4.07 1%, up 0. 10 basis point from last month; In the same period, the monthly yield of 10-year treasury bonds was 2.864%, up 1. 19 basis points from the previous month. Since February this year, the monthly yield of government bonds has increased for the first time! May be affected by this, the universal insurance settlement rate in September increased by 84 products compared with the end of last year, and increased by 32 products compared with last month.
In September of 2.202 1 year, the monthly settlement interest rate of the third universal insurance was 4.3 15%, up 2.39 basis points from the previous month; Medium-sized companies 4. 136%, up 0.22 basis points from the previous month; Small companies accounted for 4.045%, up 0.06 basis points from the previous month! From the trend, the universal insurance settlement interest rate of medium-sized life insurance companies is the highest most of the time. From 20 19, 1 1, the average settlement interest rates of the three companies exceeded those of medium-sized companies.
3. As of September, 20021year, among the surviving 177 1 products, the settlement interest rate of 38 1 products is lower than the end of February, 2020, accounting for 21.5%; 84 products were raised compared with the end of last year, accounting for 4.7%; 1 150 The product settlement interest rate was the same as that at the end of last year, accounting for 64.9%; In addition, 202 1 newly launched 156 products accounted for 8.8%.
4. "13 Beijing" gives the ranking of universal insurance settlement interest rate in September 20021year. Everbright Yongming personal tax deferred pension annuity insurance B 1 (20 19) is the only product with a settlement interest rate of 5. 1%! Furthermore, "13 Beijing" also gives the ranking of the increase of universal insurance settlement interest rate in September 20021year, and * * * involves 84 products; As well as the ranking of the reduction rate of universal insurance settlement interest rate in September, 202 1, * * * involves 38 1 products (limited to space, only the first 69 products are listed).