Interest-free loans are generally linked to government projects, such as college students' loans, national poverty alleviation and disaster relief. Individuals such as unemployed laid-off workers, college students or veterans entrepreneurs, or entrepreneurial projects that meet national policies can apply. So, how to apply for an interest-free loan? Interest-free loans are loans subsidized by national policies. The loan process is as follows: 1 Prepare relevant materials, such as unemployment certificate, business license or employment certificate, and submit them to banks or financial institutions. 2. After the bank or financial institution verifies that the information is correct, it signs an Application for Small Guaranteed Loan and a Guaranteed Repayment Agreement with the borrower. If borrowers with special financial difficulties can apply for credit loans, then a credit loan contract must be signed. 4. Review the loan qualification, and wait for the bank to handle the loan formalities with relevant materials and commitment letters. After a few working days, the bank will issue loans. Summary: If you need to apply for an interest-free loan, you need to bring the relevant documents required for the loan, including the applicant's ID card, household registration book, proof of marital status, business license, business license of individual industrial and commercial households, tax registration certificate, etc. If you are not clear about the requirements for documents, you can consult your local bank to avoid incomplete preparation.