Looking for a loan from a guarantee company, it said that as long as the ID card, social security card and bank can lend in three months.

It is normal to find a loan from a guarantee company, as long as the ID card, social security card and bank have been in operation for three months.

A secured loan refers to a loan provided by the borrower or a third party according to law. Secured loans include secured loans, mortgage loans and pledged loans.

1. Guaranteed loan: refers to a loan issued by a third party in the form of guarantee stipulated in the Guarantee Law of People's Republic of China (PRC), with the promise that the borrower will bear joint and several liabilities according to the agreement if it fails to repay the loan on time.

2. Mortgaged loan: refers to the loan granted with the property of the borrower or a third party as collateral according to the mortgage method stipulated in the Guarantee Law of People's Republic of China (PRC).

3. Pledged loan: refers to the loan issued with the movable property or rights of the borrower or a third party as pledge according to the mortgage method stipulated in the Guarantee Law of People's Republic of China (PRC).

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