Because you don't meet the requirements for borrowing money, there is no limit to borrowing money. Because this is a consumer loan, personal credit is very important. Only by spending more and using more can we open the door to borrowing money.

The following methods will help you to have the amount borrowed by ants: Use Alipay to complete the payment, such as shopping, repayment and payment. Car loan, mortgage loan, etc. , which may affect personal credit information, it is best not to overdue. Use AliPay flowers more. Try to avoid using unfamiliar wifi to log in or use Alipay, so as not to affect the consumption safety of Alipay account, and ultimately affect the evaluation results. Don't change Alipay's password and change the bound mobile phone frequently. The system may determine the person who is not the operator, which will also affect the final evaluation result.

1. Can I negotiate repayment after loans overdue?

Excuse me. You can negotiate repayment after the deadline. Users can call Alipay customer service hotline directly, explain their overdue reasons after transferring to manual customer service, and apply for negotiated repayment. Of course, the success of the negotiation depends on the relevant regulations of Alipay. If you refuse to negotiate repayment, the user must settle the overdue amount of the loan as soon as possible, otherwise personal credit will be affected. After loans overdue, its function will be restricted and it can no longer be used before the loan is settled.

Second, how long will it take in loans overdue?

I'll borrow it. I will report at the meeting after three days overdue. Ants can borrow it for three days. After 3 days in loans overdue, the borrower's overdue records will be reported to the central bank's credit information system. Ant borrowing will not affect personal credit information for 3 days. Borrowing is a loan service launched by Alipay. According to different sesame scores, users can apply for different loan quotas. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is 0.045%, which can be repaid with the loan.

Third, how long will it take to be prosecuted?

According to the provisions of Article 188 of the Civil Code of People's Republic of China (PRC), the protection of civil rights and interests is limited in time. According to the provisions of the liability for breach of contract, if the borrower fails to repay the loan within the time limit, the borrower has the right to sue the borrower, and he will be sued after repaying the loan to the ant for three months, because the general loan amount will basically be judged as malicious overdue for more than three months, and he can sue regardless of the amount.