You can bring your ID card and go to the counter of ICBC to handle or inquire during working hours. The service hotline of ICBC is 95588.
2. Can one of the three wealth management products bought by ICBC be pledged?
Mortgage loans for wealth management products are possible. But not all financial services are available, and not all banks provide such loan services.
Generally speaking, products with risk level below R4 can apply for business, but it depends on product type, investment period and other related factors. Whether the product can be carried out depends on whether the product specification stipulates "applicable".
Specifically, please check your product manual first, and then consult the staff of the credit department of the bank branch.
3. What wealth management can ICBC buy as pledge?
The pledges that wealth management products can pledge include: deposits, bonds, wealth management products, funds, insurance, account trading products (such as precious metals in accounts, foreign exchange in accounts, etc.). ).
Tip: 1. Time deposits handled on the same day cannot be handled by self-service; 2. As the types of collateral provided by different regions are different, please refer to the page display for details. Four. What financial management can ICBC pledge?
Corporate wealth management products can be pledged for financing, and corporate wealth management products can be pledged through the "Group Wealth Management-Asset Pool" function of corporate online banking.
Our online banking and mobile banking support individual customers to apply for wealth management products. Please refer to the financial product manual for specific product types.
Tips:
1. Automatic reinvestment pledge of "indefinite" wealth management products is not supported. Please modify the number of reinvestment periods before processing;
2. The maturity date of wealth management products, the maturity date of closed period or the maturity date of minimum holding period shall not be later than the maturity date of one-year loans;
3. Pledge is not supported for wealth management products with an appointment redemption date at the time of purchase. Please cancel the reservation exchange and handle it later;
4. Pledge is not supported when the status of wealth management products is reserved for purchase or redemption;
5. The financial products of subsidiaries do not support pledge for the time being.
(Answer time: March 22, 2020. In case of business changes, please refer to the actual situation. )