I suggest you choose a commercial bank, which is about 4.9%!

(After all, commercial banks are old-fashioned private banks that existed during the Kuomintang period. )

Take the loan of 540,000 yuan as an example, and pay it off in 30 years, then the principal will be repaid/kloc-0.8 million yuan per year, plus 4.9% interest (interest is calculated according to the principal);

However, it is recommended not to borrow money to buy a house this year. After all, bank mortgages are relatively tight during the two sessions! The down payment requirement of 10- 1 1 in previous years can be flexible, and the interest can be negotiated (state-owned banks cannot). ...