1. For fixed-rate loans, the execution interest rate of the loan from the borrowing date to the maturity date is fixed and does not change with the adjustment of LPR;

2. For floating rate loans, the real interest rate will change according to the adjustment of the repricing cycle LPR agreed in the contract. If the repricing date is selected as the corresponding date of annual loan issuance, there will be two results:

(1) Go through the conversion formalities between March 1 and August 3 1. If the processing time is before the repricing date, the mortgage interest rate will change from this year's repricing date;

② Go through the conversion formalities between March 1 and August 3 1. If the processing time is after the repricing date, the mortgage interest rate will not change before the repricing date next year.

Reply time: August 2020-19. Please refer to the latest business changes announced by Ping An Bank in official website.

[Ping An Car Owner Loan] A car can be loaned up to 500,000 yuan.

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