Conditions for application:
1 citizen of China who has reached the age of 18, has full capacity for civil conduct and has a fixed residence in China. He has a stable career and economic income. Can guarantee regular repayment of loan principal and interest; 3. Open a savings account in a loan bank; 4. Automobile mortgage that can provide guarantee measures approved by the loan bank; 5. Willing to accept other conditions stipulated by the loan bank: 1, original ID card, household registration book or other valid proof of residence, and provide a copy. 2. Proof of occupation and economic income. 3 car purchase agreement, contract or letter of intent signed with the dealer. 4. Other documents required by the Cooperation Organization. The general process of vehicle mortgage loan is as follows: 1. The lending institution receives the information provided by the applicant;
2. Visit the applicant's home, investigate and estimate the vehicle value;
3. The lending institution initially sets the loan amount;
4. Handling entrusted notarization;
5. The lending institution accepts the relevant documents of the applicant;
6. loans.
2. What are the procedures for automobile mortgage?
To apply for automobile mortgage, the borrower must meet the following basic conditions:
1. China citizens who have reached the age of 18, have full capacity for civil conduct and have a permanent residence in China.
2 have a stable professional and economic income, and can guarantee to repay the loan principal and interest on a regular basis.
3. Open a savings account in a loan bank.
4. automobile mortgage that can provide guarantee measures recognized by the lending bank.
5. Willing to accept other conditions stipulated by the lending bank.
How to apply for a car mortgage?
1. Original ID card, household registration book or other valid proof of residence, and provide its copy;
2. Proof of occupation and economic income;
3 car purchase agreement, contract or letter of intent signed with the dealer;
4. Other documents required by the cooperation agency.
Third, how to mortgage the car to the bank for loans?
You can handle it.
Application conditions:
1,/kloc-a citizen with full citizenship at the age of 0/8.
2. Have stable professional and economic principal and interest.
3. Open a savings account in a loan bank.
4. automobile mortgage that can provide guarantee measures recognized by the lending bank.
5. Willing to accept other conditions stipulated by the lending bank.
deal with
1. Original ID card, household registration book or other valid proof of residence, and provide its copy.
2. Proof of occupation and economic income
3. Car purchase contract or letter of intent
4. Other conditions required by the Cooperation Organization.
The general process of vehicle mortgage loan is as follows:
1. The lending institution receives the information provided by the applicant;
2. The value of home visit to the applicant;
3. The lending institution initially sets the loan amount;
4. Handling entrusted notarization;
5. Relevant documents;
6. loans.
Fourth, how to borrow a bank mortgage car loan?
The loan can only use collateral, and the sum of the loan amount and the interest during the loan period cannot exceed the assessed value of the collateral. Have a long-term stable income source, enough to pay the monthly loan principal and interest; Information provided by the guarantor: ID card, household registration book, marital status certificate, income certificate, property right certificate, ID card, household registration book, marital status certificate and other relevant information required by the bank. You also need to pay lawyer's witness fee, mortgage registration fee, mortgage property insurance fee and property evaluation fee. Generally speaking, it takes about 1 month to get a loan. Process: 1. Apply for a loan from the bank. 2. After the bank accepts it, it evaluates the value of the mortgaged property and verifies the loan amount according to the evaluated value. 3. Sign a loan contract, etc. ; 4. Apply for real estate mortgage registration; 1. Mortgage auto loans can be applied at all major commercial banks, and borrowers can apply at nearby bank outlets. When handling automobile mortgage, you generally need to prepare the following materials: 1, motor vehicle registration certificate and driving license; 2. My valid ID card; 3. Car purchase invoice and purchase tax additional voucher (original); 4. Insurance policy. Mortgaging a car loan requires mortgage registration. Generally, the motor vehicle registration certificate is mortgaged to the lending institution, and the car can be used normally. After paying off the loan, you can go through the mortgage cancellation procedures and get back the motor vehicle registration certificate. 5. Bank loans. Conditions for applying for automobile mortgage: having a stable job, and the applicant has the ownership of the local mortgaged vehicle; Business development: proof of long-term residence and work, occupation and economic income in this city. Preparation materials for automobile mortgage: ID card, marriage certificate, household registration book, bank accounts of both parties in the last six months, social security card, work permit or business license (including but not limited to financial certificates such as wealth management, funds, stocks and precious metals); Vehicle registration certificate, driving license, compulsory insurance policy, owner's driving license and owner's temporary residence permit; Three. Loan commitment letter and use contract. Handling process: the lending institution receives the information provided by the applicant; Conduct home visits, investigate and estimate the value of the applicant's vehicle; The loan amount initially reserved by the lending institution; Handling entrustment notarization and loan notarization; The lending institution accepts the relevant documents of the applicant; Go through the mortgage registration formalities; Borrow money. Mortgage car loans can be applied at all major commercial banks, and borrowers can apply at nearby bank outlets. When handling automobile mortgage, you generally need to prepare the following materials: 1, motor vehicle registration certificate and driving license; 2. My valid ID card; 3. Car purchase invoice and purchase tax additional voucher (original); 4. Insurance policy. Mortgaging a car loan requires mortgage registration. Generally, the motor vehicle registration certificate is mortgaged to the lending institution, and the car can be used normally. After paying off the loan, you can go through the mortgage cancellation procedures and get back the motor vehicle registration certificate.