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What does it mean that student loans are frozen?
1. If the remaining funds of the student loan are frozen, it is probably because the Alipay of the borrowing student has not completed the real-name authentication (here refers to the Alipay account dedicated to the student loan of China Development Bank, and the login name is generally * * * * * *). Cdb@sina.cn's mailbox. Students can check the loan contract in the online service system of China Development Bank's student loan information network, and the system will record the login name and initial password and other related information.

2. Of course, it is also possible that all the funds have been frozen, and this situation is mostly because the loan funds have not been used to withhold tuition fees, so in order to prevent students from withdrawing cash, the system has carried out freezing operations. We also need to note that if Alipay account is at risk of being stolen, it will be temporarily frozen to ensure the safety of funds after system monitoring.

Operating environment: Huawei Nova4 5.6.0 AliPay APP version model: 5.9.0.

First, how to distribute the remaining student loans after paying tuition fees?

1. Tuition fees will be automatically paid to the school after the student's home loan, and students do not need to operate it themselves.

2. If the student contract is approved, the loan will be issued in mid-June165438+1October. The exact time is uncertain. Part of the loan is distributed to colleges and universities, and the rest is distributed to the student repayment account Alipay. If the loan is issued, you pay the tuition fee or the school deducts more money, you can contact the university for a refund.

3. Read the loan contract and inquire about your repayment plan, and repay in full on schedule. If you want the principal that has not yet expired, you must first log in to the student online service system to apply for early repayment. Every month (except 1 15), the application before 15 (inclusive) will be charged on the 20th of the month (the charging process may last until 2 1), and the application after 15 will be charged on the 20th of the next month.

4. If the student's student loan account is an Alipay account, then the student can use the active repayment function, or deposit the money into the Alipay balance and other systems to automatically deduct the money. In addition, you or your family and friends can also go to any fund center in the country that supports POS repayment and use UnionPay card to repay.

Second, what should I do if the student loan receipt is lost?

1. Contact the Student Assistance Center and they will handle it. As long as there is still time, it should be no problem to reissue a courier. You won't be the only one who lost the receipt, so you must take corresponding measures.

2. Student-origin credit student loans refer to loans issued by financial institutions such as China Development Bank to eligible freshmen and students with financial difficulties.

3. Students and their parents (or other legal guardians) apply to the county (urban area) student financial assistance management center or financial institution where the students are studying to help the students with financial difficulties pay the tuition and accommodation fees required during their study at school.