The provident fund loan has passed the final review and needs to be signed before it can be approved. Without a contract, it will not enter the examination and approval stage. After the provident fund loan is finally approved, the bank will inform the user to sign the loan contract at the scene. When signing a contract, users need to read key information such as loan amount, loan interest rate, loan term and repayment method to avoid disputes in the future.

As long as the loan contract is signed, the provident fund loan will be approved, and now it is not the peak period of the loan. Usually after signing the contract, the approval is successful in a few days. During the peak loan period, users may need to wait in line for approval, because there are too many people applying for provident fund loans, and they need to wait in line for approval in the order of applying for loans.

The loan contract has been signed after the final approval of the provident fund loan. If the loan is not approved for a long time, users can choose to apply to the bank to cancel the mortgage contract. As for whether to pay liquidated damages, the actual situation or the contents of the contract shall prevail.