_ _ In our daily life and work, when it comes to proof, everyone must be familiar with it. The certificate is confirmed, and it is a document that needs to be handed in. I specially collected and sorted out the Download of Bank Loan Income Proof Template (5 Selected Articles) for you. Welcome to reading. I hope you like it and share it!
Download of Bank Loan Income Proof Template (5 selected articles) Part I
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
This is to certify that Mr. (Ms.) _ _ _ _ _ _ _ _ _ is an employee of our company, and his working years are _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
_ _ ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
The average monthly income is RMB (in words) _ _ _ _ _ _ _ _ _ _ _ _ _ _.
_ _ This certificate is only used when employees apply for _ _ _ _ _ _ _ _
_ _ unit (seal):
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Download of Bank Loan Income Proof Template (5 selected articles) Part II
__xx Bank:
_ _ This is to certify that xxxx ID number xx is an employee of our company, working in our company for xxxx years, with an annual income of xxxxxx yuan; This card is only used for employees to apply for car loans, not for other purposes.
_ _ This is to certify that. Note: full name of xxxxxx company: xxxxxx company switchboard: xxxxxx address: xxxxxx
_ _ company seal:
__xxxx, xx month, xx day
Download of Bank Loan Income Proof Template (5 selected articles) Part III
_ _ Bank xx Branch:
Mr. (Ms.) with ID number xx is a (full-time/on-the-job) employee of our company, and he has applied for a commercial loan from your bank for the purchase of a house. This is to certify that his salary and income are as follows:
_ _ Employee's monthly salary income (actually paid) is: xx million, xx thousand, xx hundred, xx yuan (in figures, xx yuan).
_ _ This is to certify that,
_ _ We hereby promise that the above salary is true. If the employee fails to repay the loan principal and interest of your bank, we will not be jointly and severally liable for compensation.
__xxx
_ _ xx _ xx _ XX _ XX _ XX
Download of Bank Loan Income Proof Template (5 selected articles) Part IV
_ _ Bank xx Branch:
_ _ This is to certify that Mr. (Ms.) xxx is an employee of our company, with the working experience of xxx years and the working experience of xxx years, with the title of xxx and the professional title of xxx.
_ _ Its ID number is xxxxx.
_ _ Its average monthly income is RMB (in words) xxx.
_ _ This certificate is only used when employees apply for loans or employees apply for loans for other individuals as a third-party guarantee.
_ _ unit (seal):
_ _ xx _ xx _ XX _ XX _ XX
Download of Bank Loan Income Proof Template (5 selected articles) Chapter 5
__xx Bank xx Branch
This is to certify that _ _ _ _ _ _ (Mr./Ms.) is _ _ _ _ _ _ (1. Regular workers, 2. Contract workers, 3. Temporary worker), who has worked in our company for _ _ _ _ _ years, is currently working in our company.
_ _ Our company promises that the above information is correct and true. If the above certificate is inconsistent with the facts and causes economic losses to your bank, our company is willing to bear all responsibilities.
_ _ This is to certify that
_ _ Official seal of the unit or seal of the personnel department:
_ _ Signature of Head of Personnel Department:
__xxxx year x month xx day
How to write the template of mortgage income certificate? Just look at it.
As we all know, when you apply for a mortgage, you need to provide a lot of proof materials to the bank. Proof of work income is one of them and it is also necessary. After all, it is related to your repayment ability. Some banks may directly provide income proof templates, while others may not. If not, you need to prepare your own income certificate, and then find the unit to stamp for confirmation. Here is a brief introduction to how to write the mortgage income certificate template.
1. How to write the mortgage income proof template?
The basic contents of the income certificate template generally include personal name, ID number, employment time, professional title, company name, company contact number, company office address, average monthly income or average annual income, among which income and company seal are the most important. Do not exaggerate income or cheat with fake seals, and prove that the content is as realistic and pragmatic as possible.
Two. Matters needing attention in proof of mortgage income
1, if the average monthly basic income is not high, you can add the dividends at the end of the year or the usual bonuses to represent the average annual income;
2. People who have not been employed for a long time can simply omit this item and replace it with a regular employee, which can also explain the stability of the work;
3. The job position is based on the actual position you are currently promoted to, not to mention some previous initial positions;
4. If individual industrial and commercial households fail to register for tax, they may ask the tax bureau to issue a personal tax income certificate for fear that the bank will deny it.
III. Reference to the template of mortgage income certificate
This is to certify that _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Official seal of the unit:
Unit contact telephone number:
Unit office address:
Date, year and month
The above is about how to write the mortgage income proof template, I hope it will help you.
Must be collected! Bank loan income proof template
When you go to the bank to apply for a loan, the other party will definitely ask you to provide proof of income or proof of running water as a basis for judging your repayment ability. So how did these proofs come about? Today, I would like to share the template of bank loan income certificate collected, hoping to help everyone.
I. Summary of Bank Loan Income Proof Template
1, proof of salary
This is to certify that _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ is a special kind of equipment.
Hereby certify that
Stamps:
Date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
2. Proof of salary
This is to certify that _ _ _ _ _ _ _ _ _ _ is an employee of our company, and his monthly fixed income is _ _ _ _ _ _ _ _ _ _.
Stamps:
Date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
3. Proof of salary
I have a name of _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Hereby certify!
Stamps:
Date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Second, what if the income is not enough?
Generally speaking, banks require customers' income to cover their liabilities, which is about twice as much as their expenses. If the customer's own qualifications are not enough, you can consider lending with your spouse, because with the borrower, the bank will reassess your repayment ability.
Furthermore, if you are unmarried or have no borrower, you can try to find someone to guarantee, which will help you pass the audit. If it is not enough, use your other income to supplement it. Now most of them are Alipay or WeChat transfers, and many banks still recognize them.
The above is the relevant information about the loan income certificate. The template is similar, mainly including the basic work and income of the customer, while the company information covers the name, landline number and official seal.
Format of proof of income from handling bank loans
When applying for a loan from a bank, you need to issue a certificate of salary income. The following is the Format of Income Voucher for Handling Bank Loans compiled by me for reference only. I hope you like it! For more details, please click to view.
Format of income voucher for handling bank loans 1
I have _ _ _ _ _ comrade, and my ID number is _ _ _ _ _ _.
This is to certify that his monthly income is RMB (in words) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
The above contents are true and correct, and our unit shall bear corresponding legal responsibilities. Model loan salary certificate.
Official seal of unit
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Remarks:
1, full name of the company: _ _ _ _ _ _ _
2. Legal address: _ _ _ _ _ _ _
3. Name of the person in charge of the personnel (labor) department of the unit: _ _ _ _ _ _ _ _
4. Tel: _ _ _ _ _ _
5. Fax number: _ _ _ _ _ _
6. Postal code: _ _ _ _ _ _
Proof of income from handling bank loans Table 2
This is to certify that _ _ _ _ _ _ _ _ is an employee of our company and holds the post of _ _ _ _ _ _ _ _ _ _ _. So far, the total income in the past year is about _ _ _ _ _ _ yuan. This is to certify that.
This certificate is only used to prove the work and salary income of our employees, and it is not used as a guarantee document for employees under any circumstances.
Stamps:
Date: _ _ _ _ _ _ _
Company address: _ _ _ _ _ _ _ _
Contact person of payroll department: _ _ _ _ _ _ _ Tel: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Proof of income from handling bank loans Table 3
The regular employee of our company has been working in our company for _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Hereby certify that
Name of unit (official seal):
Date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Proof of income from handling bank loans Table 4
This is to certify that the ID card/military officer's card/passport number worked in our unit from January this year to January this year, and now I am working, and my monthly income after tax is RMB (in words).
This is to certify that.
Our unit shall bear legal responsibility for the authenticity of the income certificate.
The official seal of the unit or the seal of the personnel (labor) department.
Date, year and month
1, full name of the company
2, the unit address
3, contact telephone postal code
4. Name of the person in charge of the personnel (labor) department
This concludes the introduction of the loan income certificate application template and the download of the loan income certificate application template. I wonder if you found the information you need from it?