1, housing loan insurance premium. Housing loan insurance premium is the insurance premium that needs to be paid when handling real estate loans. Banks require applicants to buy insurance to prevent risky mortgage loans.

2. Real estate appraisal fee: The real estate appraisal fee is the handling fee that users need to pay when applying for real estate mortgage in the appraisal center.

3. Mortgage registration fee: the fee payable when handling mortgage registration procedures.