Jingdong Finance is an online financial service platform built by JD.COM Group. Although JD Finance is an online operating platform independent of JD.COM Group, providing loans and wealth management products to investors, it still has many cooperative relationships with JD.COM Group.
From the platform background, JD Finance has a strong JD.COM Group background, which is more reliable and formal than many other wealth management products on the platform.
Jingdong Finance mentioned above that it is a comprehensive large-scale lending platform with many lending products. We will explain it to you through several typical products.
1. White stripes
Users who have shopped in JD.COM know that it is one of the most representative loan products in JD.COM, and its main purpose is to pay various expenses of shopping malls. In JD.COM, the average user quota can only reach several thousand, but the most important thing is that if the credit is good, it can reach a very high quota, such as 50,000.
2. Gold bars
This product is a cash loan product launched by Jingdong Finance. Interest is calculated on a daily basis, and the repayment time can be up to one year. As long as the application is successful, it will be received within 30 minutes. The loan amount is adjusted according to the comprehensive situation of users judged by the system. The loan amount of many users is generally between thousands and tens of thousands of yuan, with a maximum of 200,000 yuan.
If there is a demand for capital turnover, we recommend you to use Qianhua, a credit service brand under Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" in June 2065438+08). Big brands are reliable, with low interest rates and trustworthy. The money is spent-full of easy loans, the maximum loan amount is 200 thousand, and the daily interest rate is as low as 0.02%
I know many small loan companies. Generally speaking, Baidu has the highest pass rate. The credit line is the highest. Nothing gave me a credit line of 9.5W My colleague directly approved a credit line of 18W.
To spend money (member-only channel), click online measurement.
Special attention: withdraw cash in full as soon as possible after the quota is issued, because risk control is dynamic.
It's best to put forward all the suggestions on demand. The risk control system will mistakenly think that you don't need this fund, which will lead to the failure of withdrawal. At least 60% is safer. Support early settlement of repayment after the first installment.
If the money spent is not enough or there is no limit, it is recommended to try the following two platforms, which are also relatively formal licensed financial institutions! The audit is relatively less strict!
360 IOUs, with a maximum loan of 200,000!
Click online measurement
Staging music can be borrowed up to 50 thousand!
Click online measurement