The total vehicle value is 63,000 yuan, the down payment is 30,000 yuan, the loan amount is 33,000 yuan, and the monthly interest rate is 8%, that is, the monthly interest rate is 0.8%.
Then the monthly interest is 264 yuan and the loan period is 2 years, that is, 24 months. Then the total interest for two years is 6336 yuan, the interest for one year is 3 168 yuan, and the monthly repayment amount is 1639 yuan.
6811,000 months interest, 3.2550,000 months interest, 1 1700 36 interest. Monthly repayment 1700 or more.
Used cars can be paid in installments, just like new cars, with a down payment and the rest paid monthly. If you pay the down payment in installments, it depends on where you bought it. If I am in Chewang, I will pay 10% down payment. If you meet the requirements, they can pay a down payment of 10%.
You can consult them specifically and will help you look at it according to your actual situation.
It's hard to say, because every family's stimulus policy is different. For example, some cars now can even let you drive away cars within 200,000 with "zero down payment". So let's deal with specific things.