1. What is the loan account in Pinduoduo?
Pinduoduo loan account refers to the total loan amount.
The amount shown in the Pinduoduo payment account is the total payment. That is, the payment for the goods you sell is equivalent to the goods you buy with the payment! Not a loan! It's the quantity you sell.
Its loans are mainly aimed at Pinduoduo merchants and provided by Pinduoduo. Pinduoduo loan account is actually a payment account. When a merchant opens a shop in Pinduoduo, he will create an account. Once the goods are successfully sold, the payment will be credited to the account.
In addition, the account also needs to be transferred to a certain margin, technical service fees and other expenses.
2. How long does it take to review the loan for Pinduo?
Generally, it takes two to four working days to withdraw cash, indicating that the bank has accepted it, but there will be some delay with the bank.
This requires the seller to wait patiently for the bank to transfer the money to the cash withdrawal card. If there is no response by clicking the cash withdrawal button, it is likely that the store is being punished, and cash withdrawal is temporarily not supported during the punishment period.