Legal analysis: Find someone to return the money on your behalf, otherwise it will be overdue and you may be liable for breach of contract. Before the loan maturity date, the borrower should apply to the bank in advance in accordance with the loan contract. After approval by the bank, the borrower should go to the designated accounting counter to repay the loan. After the loan is settled, the borrower should present his or her valid identity certificate and the loan settlement certificate issued by the bank. , take the loan settlement voucher to the original mortgage registration department to go through the mortgage registration cancellation procedures.

Legal basis: "Civil Procedure Law of the People's Republic of China" Article 111 If a litigation participant or other person commits any of the following acts, the people's court may impose a fine according to the seriousness of the case , detention; if a crime is constituted, criminal responsibility shall be pursued in accordance with the law:

(1) Forging or destroying important evidence to hinder the people's court from hearing the case;

(2) Using violence, threats, Using bribery methods to prevent witnesses from testifying or instigating, bribing, or coercing others into giving false testimony;

(3) Hiding, transferring, selling, or destroying property that has been sealed or seized, or has been counted and ordered to property in custody, or transfer of property that has been frozen;

(4) Insulting, insulting, or insulting judicial personnel, litigation participants, witnesses, translators, appraisers, examiners, and persons assisting in execution Defamation, false accusation, beating or retaliation;

(5) Using violence, threats or other methods to obstruct judicial staff from performing their duties;

(6) Refusing to perform duties that have been ordered by the People's Court A legally effective judgment or ruling occurs.