Commercial loan1160,000 yuan, benchmark interest rate of 4.9%, loan term of 25 years, equal repayment of principal and interest, monthly repayment of 67 13 yuan; The repayment method of the equal principal is 8603 yuan per month (decreasing monthly after the first month 15 yuan);

Commercial loan1160,000 yuan, and the benchmark interest rate of the first suite went up 10%. The loan term is 25 years, and the repayment method is equal principal and interest, with a monthly repayment of 7047 yuan; The repayment method of equal principal is 9077 yuan per month (decreasing monthly after the first month 17 yuan);

Commercial loan1160,000 yuan, the benchmark interest rate of the second suite will rise by 20%, the loan period will be 25 years, the principal and interest will be repaid in equal amount, and the monthly repayment will be 7389 yuan; The repayment method of the equal principal is 9550 yuan per month (decreasing monthly after the first month 18 yuan).

You can compare the differences before and after floating and hope to adopt it.