; ? What is the application process of Hefei small secured loan? Small secured loans provide great help for those laid-off and re-employed to start their own businesses. So, how do we apply for Hefei loan? The process of applying for a small secured loan in Hefei is as follows:
First, street introduction, district labor and social security bureau audit
The applicant voluntarily applies to the labor security workstation set up in the street where the household registration is located. Workstation for laid-off workers identity confirmation procedures, street labor security workstation for the first instance. After passing the preliminary examination, the introduction of small secured loans will be issued.
The District Labor and Social Security Bureau signed the opinions on launching small secured loans after the audit, and the processing time did not exceed one week.
Two. Guarantee agency underwriting
Three. Approval and issuance of loan applications
The applicant holds the above information and the "Small Loan Guarantee Approval Form" issued by the district guarantee institution to apply for a loan from a commercial bank that has a cooperation agreement with the district guarantee institution. The loan bank shall give a written reply within one week from the date of receiving the loan application and qualified materials, and handle the loan procedures in time for those who meet the conditions.
How to apply for Hefei car loan?
; ? In Hefei, people love cars beyond words, so there are not a few people who apply for Hefei car loans. Then, what are the application conditions for 20 14 Hefei car loan? What materials need to be submitted? What are the processes? Let me give you a brief introduction.
Hefei automobile loan application conditions
1. Have a stable job and all the rights of local mortgaged vehicles.
2. Enterprises that have been living and working in this city for a long time.
3, motor vehicle registration certificate, driving license, purchase tax additional proof (this), car purchase invoice.
4. Insurance policies, vehicle and vessel taxes and relevant tax certificates for imported vehicles.
5. ID card (temporary residence permit or residence permit within the validity period provided by non-local account customers).
Hefei automobile loan application materials
Personal valid identity document. Including identity cards, household registration books, military officers' cards, passports, and travel passes for compatriots from Hong Kong, Macao and Taiwan. If the borrower is married, proof of spouse's identity shall be provided.
Proof of household registration or long-term residence.
Personal income certificate, provide family income or property certificate when necessary.
Confirmation of intention to buy a car issued by a car dealer.
Car down payment confirmation.
If the purchased vehicle is secured by other means than mortgage, relevant materials of the guarantee shall be provided, including pledge beneficiary certificate, mortgage real estate ownership confirmation evaluation book, third party guarantee letter of intent, etc.
If the vehicle purchased by the loan is a commercial vehicle, it is also necessary to provide proof that the purchased vehicle can be legally used for operation, such as the attachment agreement and lease agreement for the vehicle to be attached to the transport fleet.
The vehicle purchased by the loan is a second-hand car, and a vehicle evaluation report issued by an evaluation agency recognized by CCB is also required. Vehicle ownership certificate of vehicle seller, motor vehicle registration certificate of trading vehicle, annual inspection certificate of vehicle, etc.
Hefei car loan processing flow
Customer consultation and appointment processing → motor vehicle evaluation → signing relevant agreements → handling mortgage procedures → changing insurance beneficiaries → lending → repayment.
As far as car loans are concerned, banks are not the only choice. Therefore, before applying for a loan, the borrower can choose the loan method according to his own situation, which can buy a car without giving himself too much repayment pressure.
Hefei housing provident fund loan application process! 10 sunrise result!
; ? With the continuous development of national transportation and economy, more and more people live and work in other places. For example, Hefei is a prosperous city, and many people choose to settle down here, buy houses with loans, get married and have children. Today, let's introduce the application process of Hefei housing provident fund loan. You can have a look before buying a house!
Remind everyone that before applying for Hefei provident fund loan, we must ensure that the housing provident fund is paid in full and on time, otherwise it will not succeed.
1, apply for a loan
The borrower shall go to the outlet of the management center to handle the housing provident fund loan business, collect and fill in the Hefei Housing Provident Fund Personal Housing Loan Application Form, and submit the application to the management center together with relevant supporting materials.
Step 2 review
The outlets of the management center that handle the housing provident fund loan business review and evaluate the authenticity and legality of the documents and materials submitted by the borrowers, interview the borrowers and refer to the credit status of the borrowers (including spouses) inquired through the personal credit information basic database of the People's Bank of China and the personal credit database approved by the credit department, review the qualifications and credit standing of the borrowers, and issue the approval results within 10 working days.
Step 3 sign an agreement
If the loan is approved, the borrower shall sign a loan contract and related contracts or agreements with the management center or the loan handling agency entrusted by the management center.
4. Mortgage registration
If the house purchase guarantee is adopted, the guarantee formalities shall be handled with the guarantee company; If mortgage or pledge is adopted, the mortgage registration formalities shall be handled or the payment shall be frozen and kept.
Step 5 lend a loan
The entrusted bank shall, in accordance with the entrustment requirements of the management center, handle the loan issuance procedures and transfer the loan funds into the designated bank account.