There will be an impact, and the borrower's debt information will be recorded. If the borrower has the repayment ability, it can be handled. At the same time, good car loan repayment habits are conducive to the approval of provident fund loans.

Apply for provident fund loans must meet the following conditions:

1. The borrower is a natural person of China nationality with full civil capacity;

2. When applying for provident fund loans, an account has been opened and remitted in full, and the period is not less than the period announced by the management center regularly;

3, with legal and effective housing sales contracts or documents approved by the relevant departments to build and repair houses;

4. The down payment for house purchase shall not be less than the specified proportion;

5. The borrower has a stable economic income and the ability to repay the loan principal and interest, has a good personal credit report, and has no other debts that affect the loan repayment ability;

6, the purchase, construction and repair of housing land is state-owned land; Take the house purchased, built or repaired as collateral.