Which loan company is better: The latest ranking of the top ten loan companies in China is: Instant Finance, BOC Consumer Finance, Pleasant Loan, Gitzo, Jingdong Finance, Suning Finance, Fun Shop, WeChat Jinke, Xiaoying Technology and Paipai Loan. Their details are as follows:
1, financing immediately
Immediately finance is the first loan company with a consumer finance license in China, and its business has spread all over the country. Instant Finance can provide credit loans of no more than RMB 200,000 with a service life of 24 months.
2. BOC Consumer Finance
Bank of China Consumer Finance ranks second among the top ten loan companies in China, and was initiated by Bank of China. BOC Consumer Finance can provide you with a variety of loan products, ranging from 20,000 to 200,000.
3. Preferential loans
Yirendai is a loan company that successfully listed in the United States. Loans up to 200,000 yuan can be provided, and the monthly interest rate can be as low as 0.78%, and the funds will arrive in 30 minutes.
4.gitzo
Gitzo is a foreign loan company and also has a consumer finance license. Gitzo can provide you with a loan of 2000-50000 yuan, with a service period of 6-48 periods.
5. Jingdong Finance
Jingdong Finance currently ranks fifth in the latest ranking of the top ten loan companies in China. The gold bars of Jingdong Finance can provide you with a loan of no more than 200,000 yuan, with daily interest and repayment as you borrow.
6. Suning Finance
Suning Finance has also been listed among the top ten loan companies in China, which can provide loans of no more than 200,000 yuan to all citizens aged 18 to 55.
7. Interesting shops
Fun Shop ranks 7th in the latest ranking of the top ten loan companies in China. Fun shops can help you buy goods in installments or withdraw cash for you.
8. Weixin Jinke
Weixin Jinke is a loan company listed in Hong Kong, and its Weixin Card Loan and Star Money Bag can provide loans of no more than 50,000 yuan.
9. Xiaoying Technology
Xiaoying Technology ranks 9th in the latest ranking of the top ten loan companies in China. Xiaoying Card Loan under Xiaoying Technology can provide you with a loan of up to 654.38+0.5 million yuan, and you can apply with basic information such as credit card.
10, auction loan
The top ten loan companies in China are at the bottom of the latest ranking, and loan companies are all taking loans. Auction loan can provide you with a loan of no more than 200,000 yuan and support 724-hour application.
Must know! List of well-known private lending companies in China
When people need loans, they always have a sense of trust in some big brands and feel that big brands will not deceive themselves. We have sorted out several well-known private lending companies in China, which can be the first choice when we need loans.
Yirendai
Pleasant loan is a domestic online financial service platform, which provides credit loan consulting services for domestic white-collar workers through the Internet, big data and other scientific and technological means, and provides financial consulting services for investors through the online platform of "Pleasant loan financing". On 20 15 12 18, Yirendai was successfully listed on the NYSE, becoming the first overseas listing of Internet finance in China, and it is a very famous private lending company.
Pat tape
Director of China Internet Finance Association, a professional P2P Internet finance platform, focusing on credit loans and quality investment, serving 10 years. It is the first pure credit unsecured peer-to-peer lending platform in China, and the first internet financial platform approved by the industrial and commercial department to obtain the qualification of "financial information service". With tens of millions of registered users, it is one of the largest online credit lending platforms in China and one of the famous private lending companies.
Ping an pu hui
Ping An Pratt & Whitney is a subordinate business cluster of the joint venture company of China Ping An Insurance Co., Ltd., adhering to the brand concept of "trust is power", providing better loan services for small and micro enterprises and individual customers with innovative technology and excellent customer experience, and building a consumer finance brand trusted by global loan customers. With the development of 1 1 year, Ping An Pratt & Whitney has grown into a professional model in the financial industry in terms of comprehensive strength and corporate governance. Speaking of well-known private lending companies, Ping An Pratt & Whitney is definitely among the best.
Zhong an Xin ye
Founded in 2003, Zhongan Xinye is a micro-credit technical service enterprise, a share-holding enterprise of the World Bank International Finance Corporation, the vice-president unit of China inclusive finance United Association and the president unit of Shenzhen Industry Association. For more than ten years, Zhongan Xinye has assisted banks and other financial institutions to provide fast, simple, mortgage-free and guarantee-free services for small and micro enterprise owners, individual merchants and wage earners through its micro-loan technical services. Zhongan Xinye, a well-known private lending company, is bound to do its part.
Peer to peer loan
Renren Loan, founded on 20 10, is a leading Internet finance enterprise in China and one of the top 100 Internet enterprises in China. Committed to providing high-quality, professional personal financial services, adhering to the purpose of safety, professionalism and innovation, Renren Loan builds a reliable financial investment and credit lending platform for individuals. The only private online lending enterprise that has been awarded AAA rating by China online lending evaluation system jointly established by China Academy of Social Sciences and China Securities Jinniu Financial Research Center for four consecutive quarters is a rising star among famous private lending companies.
What formal loan companies are there in Chengdu?
If you need to apply for a small cash loan, China Merchants Bank launched a lightning loan business. At present, you can apply through the mobile banking app, or you can check whether you are eligible to apply.
1. After the lightning loan is released, the cash will be released to the designated account. Funds can only be used for normal bulk consumption and transfer, and may not be invested or flowed into the stock market or real estate.
2. If you have a savings card of China Merchants Bank, you can log in to mobile banking and click "My → All → Loan → Flash Loan" to apply for flash loan. Your specific quota will be verified according to your business situation in China Merchants Bank, and you can check it after your application is successful.
3. Different types of lightning loans have different quota regulations. Generally, the maximum credit line does not exceed 300,000 yuan, subject to the loan page. If you have obtained the qualification of lightning loan, you can log in to the mobile banking APP of China Merchants Bank or the online banking "lightning loan" module to check your maximum application amount. The minimum amount of a single withdrawal is 1 1,000 yuan, and the maximum amount does not exceed the limit, and it must be an integer multiple of 1 1,000.
4. There are two ways to apply for a loan within the lightning loan limit:
(1)/kloc-lend within 0/5 minutes, and automatically approve within 5- 10 minutes. Lend immediately after approval, and notify the result by SMS.
(2)t 1 day loan. T 1 day will be verified by phone, and the loan will be arranged after confirming the information. If you don't answer after three times of active contact, the application fails and you need to apply again.
Tips: ① If there is no automatic lending within 5- 10 minutes, it is normal to wait for telephone review. The approval progress cannot be directly queried, and the approval result shall prevail.
(2) When the lightning loan is built, there will be inquiry records on the credit information. If you only successfully established the amount and did not withdraw money: there will be no record of the amount in the credit report; Every subsequent withdrawal, there will be a new loan record in the credit information.