You can apply for a used car loan. Second-hand car loan processing flow: 1. Car buyers need to apply for loans at bank outlets and submit materials. Generally, it is necessary to provide personal loan application, valid identity documents, proof of occupation and income, basic family information, car purchase agreement, supporting documents required for guarantee and other conditions stipulated by the lender. 2. The bank will check the user's credit. The bank will notify the car borrower after the loan application is accepted. If the user does not meet the loan conditions, the bank will return the application materials to the applicant. If the loan conditions are met, the bank will sign relevant agreements with the borrower. The loan amount for second-hand car consumption shall not exceed 50% of the purchase price, and the loan period shall not exceed three years. 3. Sign loan and guarantee contracts. If the applicant meets the loan conditions, the bank will sign a loan contract and related guarantee contract with him. 4. The bank issues loans, and the user handles vehicle insurance and picks up the car.

Second, how to stage second-hand trucks?

Car buyers submit applications for installment loans for used cars to lending institutions. The lending institution examines the application materials. The lender gives the audit results, and the buyer signs a loan contract with the lender. People who buy cars go through the formalities of guarantee and auto insurance. Loans from lending institutions. People took money to buy a car and began to pay their debts in installments. Specific process: 1. Application Form: It is very important to fill out the application form for automobile consumption loan. Generally speaking, important information in the form, such as age and repayment ability, will be an important condition for your successful loan application. 2. Proof of repayment: To buy a car by stages, you must have a stable source of income and need to provide your own running bills for three to six months. Note: Under normal circumstances, the supply next month will not exceed 60% of the total disposable household. Personal data: household registration book, guarantor's ID card, housing certificate, personal income certificate, all documents must be original and photocopy. Generally, two sets of copies are required. 3. During the loan period, one-time insurance must be provided by an insurance company recognized by the bank, and the third-party natural person provides insurance to repay the loan principal and interest. Note: Husband and wife cannot guarantee each other. Signing: Notify the borrower to sign loan contract, guarantee contract and mortgage contract, go through mortgage registration and insurance procedures, and sign vehicle loan compensation contract, one for the bank, one for the car buyer, one for the car sales contract, one for the car sales company, one for the car buyer and one for the bank. 4. Loan issuance: the bank issues loans, which are directly credited to the dealer's account. 5. Handling the formalities of car pick-up: the car buyer pays the down payment to the car dealer, handles the formalities of car pick-up and license plate with the passbook and the car pick-up list issued by the bank, and then submits the vehicle production certificate, invoice, insurance policy, driving license, ID card and household registration book to the bank. After the payment, the bank will return the driving license and ID card account book, and then start repayment by installments.

Third, second-hand truck loans.

We need my ID card, spouse's ID card, income certificate and real estate license here. Just give them to the car dealer, and they will inform you of the car booking agreement when it is finished. The specific cost depends on the amount of your loan and the repayment period.

I hope it works for you! thank you