When renewing the student-origin student loan, China Development Bank really needs to provide ID photo with the borrower, which is to ensure the accurate verification of identity information. * * * The same borrower is usually the parent or legal guardian of the borrowing student, and must be consistent with the student's pre-school household registration. If they are not parents, the borrower must be between 25 and 6 years old. If one party can't be present in person, the other party can handle it through the Power of Attorney, but it is necessary to provide a certificate issued by the university funding department that the national student loan has not been handled in the school.

It should be noted that the borrower should read the terms of the contract carefully and fulfill his own responsibilities when applying. If there is any change in the policy, it should be implemented in accordance with the new regulations. The National Development Bank and the funding center have the right to publish and use the borrower's personal information and default information, which will be entered into the national credit information system, and bad records may have an impact on personal life and work. Therefore, after the loan, we should check the accounts with the education department and the bank in time to avoid any problems.

The above information comes from Baidu Encyclopedia's introduction to student credit loan and student loan.