When registering, the mortgagor shall submit the following documents:
1. Main contract and mortgage contract;
2. The identity certificate or legal person qualification certificate of the mortgagor;
3. Application for mortgage registration;
4. State-owned taxi land use certificate, house ownership certificate or real estate certificate. For ordinary houses, proof of mortgage loan such as house ownership certificate is also required;
5. If the commercial house for sale is mortgaged, it must be submitted. Effective pre-sale contract for commercial housing;
6. Documents and supporting materials that can prove that the mortgagor has the right to set mortgage:
7. Materials that can prove the value of mortgaged real estate; Whether to issue a valid real estate appraisal report;
8. Other documents deemed necessary by the registration authority.
What are the procedures and procedures for housing mortgage certificate?
The registration authority shall examine and approve the mortgage application and have the right to examine the mortgage application. If the content is clear and the materials are complete, it shall be accepted. Within 0/5 days from/kloc-,give a written reply on whether to approve the registration, reply, register and issue certificates:
1. If the real estate mortgage of house ownership has been obtained according to law, the registration authority shall handle it with the original house ownership certificate. The records of the above other rights shall be the same as those of the mortgagor, and shall be handed over to the mortgagor for safekeeping, and a certificate of other rights of the house shall be issued to the mortgagor;
2 pre-sale of commercial housing or construction project mortgage, the registration authority should be recorded in the mortgage contract. If the real estate has been completed during the mortgage period, after the mortgagor obtains the property right certificate according to law, the parties shall re-register the real estate mortgage;
3 housing and other real estate mortgage projects, according to other real estate rights certificates or real estate mortgage registration certificates for cancellation of mortgage registration; If the mortgage certificate has been returned, the application has been submitted for him. A mortgage document recording the right;
4. Identity certificate of the parties: the certificate submitted by the individual enterprise (company), a copy of the business license, and a copy of the legal document ID card. If the relevant personnel are not present at the scene, a power of attorney and an agent's identity certificate shall be issued.
The mortgagor shall notarize with personal power of attorney; This person is the mortgagee or mortgagor. The applicant has made relevant preparations to provide mortgage certificates and materials to the housing management office where the house is located. After being audited by the Mortgage Department of the Municipal Housing Authority, the applicant shall offset, print and cancel his rights record on the deposit slip where the house is located. The real estate license is returned by the property management office, and the file room will return the documents later.