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How to reopen the flower garden without counting it in the credit report?
You can pay off the arrears of the garden, close the garden and reopen it. As long as you don't agree to "upgrade", you won't take credit.

Operating steps:

Pay off the arrears of flowers; After that, in my interface, click Other at the bottom, click Close the flower bud, and close the flower bud according to the process. Then reopen the bud.

(Device: Apple 1 1, ios 15, Alipay)

Extended data:

To put it simply, credit investigation is an activity that a professional and independent third-party organization establishes a credit file for you, collects and objectively records your credit information according to law, and provides your credit report to the outside world according to law. Credit information records your past credit behavior, which will affect your future economic activities. For example, when I apply for a loan from a bank, the bank can better understand the past credit status of the I generation through the credit report provided by the credit reporting agency, and the bank can make a decision on whether to trade with the I generation more conveniently and quickly, thus facilitating the economic activities of the God of Wealth. The more economic and social development, the closer the relationship between credit information and individuals.

Reasons for credit investigation:

Credit investigation is developed to meet the needs of modern economy. It is convenient for you to engage in economic and financial transactions in a wider range. It helps everyone to accumulate credit wealth, and at the same time encourages everyone to develop the behavior habit of keeping promises and fulfilling contracts, and the credit environment of the whole society will be improved accordingly.

What does the credit investigation include:

(1) Basic information, including identity, name, family relationship, home address, contact information, etc.

(2) The overall liabilities, including how many loans a * * * has made, how many credit cards have been issued, what is the credit limit of each card, how many goods have been purchased on credit from the store, and how many services need to be paid after consumption.

(3) When and what money was paid back, and whether it was paid back in full and on time as stipulated in the contract, including all kinds of loans, credit cards, telecommunications and other public utilities.

(4) Whether to comply with laws and regulations related to economic activities, as well as the judgment information of court civil economic cases and published tax arrears information.

It should be pointed out that the information collected by credit reporting agencies is all the credit information you generate in economic and financial activities. For some information unrelated to credit, such as personal deposit information and personal religious beliefs, the Credit Bureau does not collect it.