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Taizhou, Jiangsu: The minimum down payment for housing provident fund loans is adjusted to 20%.
Viewpoint Network News: On September 13, according to the Taizhou Release, recently, seven departments of Taizhou Housing and Construction Bureau, Finance Bureau, Human Resources and Social Security Bureau, Natural Resources Planning Bureau, Administrative Examination and Approval Bureau, Taizhou Central Branch of the People's Bank of China and Housing Provident Fund Center jointly issued the Notice on Further Releasing Consumption Potential and Promoting the Healthy Development of Urban Real Estate Market.

Viewpoint The new media was informed that the "Notice" made it clear that the down payment ratio of housing provident fund loans should be adjusted. The down payment ratio for the first and second application for housing provident fund loans was adjusted to 20% and 30% respectively.

Adjust the maximum loan amount of housing provident fund, and adjust the maximum loan amount of housing provident fund for dual employees for the first time and the second time to 6,543,800,000 yuan and 800,000 yuan respectively; The maximum amount of individual employees' first and second housing provident fund loans was adjusted to 500,000 yuan and 400,000 yuan respectively. For Taizhou registered families with two or three children (all children are under the age of 18 when buying a house), the maximum amount of housing provident fund loans for dual-employee and single-employee is adjusted to 1 10,000 yuan and 500,000 yuan respectively.

At the same time, for Taizhou registered families who have given birth to two or three children (children were under 0/8 years old at the time of purchase), as well as retired servicemen and active servicemen who bought commercial housing (including second-hand commercial housing) in urban areas, deed tax concessions will be given according to a certain proportion of the actual amount.

In addition, an additional 20,000 yuan purchase certificate will be issued to those who meet the housing subsidy conditions in Article 2 of Six Policies of Taizhou Municipality on Accelerating Talent Gathering and Boosting the Industry to Strengthen the City (No.22 of Thai Zhengban [202/KLOC-0]).

The notice pointed out that in order to further stimulate the potential kinetic energy of the market, measures were taken to try out the "house ticket" resettlement method for housing expropriation compensation, optimize the pace of land supply and transfer conditions, standardize the behavior of real estate brokers, and promote the construction of high-quality housing.

The relevant person in charge of Taizhou Housing and Construction Bureau said that the notice will be implemented on September 9.