Detailed description:

1. Interest is part of the loan. Whether it is installment repayment or one-time repayment, it is necessary to pay off the interest amount stipulated in the plan. One-time repayment does not mean that interest payment can be exempted.

2. The calculation of loan interest is usually based on the loan amount and loan interest rate. The interest rate is determined according to the market situation and the credit situation of the lender, and different loan interest rates will also lead to different interest payments.

3. For one-time repayment, the lender will calculate the interest part of the arrears according to the terms of the loan agreement or contract, and require the borrower to pay all the loans and interest in one lump sum. If the borrower fails to pay off all the money in one lump sum, it may generate overdue interest or other liquidated damages.

Summary:

One-time repayment will not exempt interest payment. The borrower needs to calculate the interest part of the arrears according to the terms of the loan agreement or contract and pay it together with the one-time repayment.

Extended data:

Loan interest is an extra charge charged by banks or other financial institutions when borrowing money. Interest is the return of the lender's funds and the lender's future risk compensation. The calculation of interest is usually based on the loan amount and loan interest rate. The loan interest rate is the pricing of loans by banks or financial institutions, which depends on the market situation and the credit situation of borrowers.

One-time repayment is a way to repay all the principal and interest of the loan at the maturity. Compared with installment repayment, one-time repayment can save interest expenses and get rid of the loan burden in advance. However, the borrower needs to pay all the loans and interest at the time of one-time repayment. If it cannot be repaid, it may lead to overdue interest and liquidated damages.

Therefore, whether it is installment repayment or one-time repayment, the borrower needs to pay interest according to the loan agreement or contract, and pay off all the money within a certain period of time. This can maintain a good credit record and ensure the smooth progress of loan transactions.