1. Pre-loan review link. The first is the evaluation group model, which is composed of village cadres, youth league cadres and youth representatives. , to conduct a preliminary credit evaluation of rural youth who apply for loans, and recommend them to banks if they meet the conditions. The second is to publicly promote the publicity mode, hold a meeting of villagers' representatives in the village as a unit, conduct collective appraisal on the young people who apply for loans, and list the candidates to be recommended for loans for publicity. If there is no objection at the expiration of the publicity period, the Communist Youth League organization will recommend it to the bank. The third is the evaluation model of Group UnionPay. League organizations and banks jointly set up a loan review team to review rural youth loan applications, and those who pass the review will directly enter the bank loan approval process.
2. Lending link. The first is the whole town and village promotion model. League organizations and banks jointly choose towns with high credit, supporting industries and concentrated entrepreneurial youth to conduct pre-loan investigation, batch approval and batch loan. The second is the centralized loan review model. League organizations and banks in the busy season according to the agricultural production cycle centralized loan declaration and approval. The third is the on-call trial mode. The youth league organizations accept loan applications every day, and rural youth can submit loan applications to the youth league organizations at any time. After the youth league organizations pass the examination, they will recommend them to the banks every month.
3. Post-loan service link. The first is the base demonstration mode, in which the youth league organizations and banks jointly set up a demonstration base for rural youth's micro-loan entrepreneurship, giving play to the exemplary role of young people who have successfully started a business with loans, and influencing and driving the development of rural youth's entrepreneurship. The second is the mentor guidance mode, in which the alliance organizes the joint labor, agriculture, science and technology, finance and other departments to set up a rural youth entrepreneurial mentor group, which is equipped with mentors according to the needs of rural entrepreneurial youth and provides guidance in policy, information, technology and finance. The third is to assist the post-loan inspection mode, and organize a group to assist the bank to do a good job in the daily follow-up management of rural youth entrepreneurship loans, the return visit of loan customers, and the prompt of repayment due.
League organizations at all levels and the Agricultural Bank should further adjust measures to local conditions, blaze new trails, and explore a variety of working methods suitable for the healthy development of local business.