Reporting usury requires the collection and preservation of relevant evidence such as loan contracts and repayment records, not necessarily the running records of banks, as long as it can be proved. Generally speaking, the annual interest rate of usury should be above 36%. Because both borrowers and borrowers are voluntary, when the loan amount is small and the annual interest rate is lower than 36%, it is difficult to report the results, and the lender has not threatened the borrower or forced collection. The most direct way is to dial 1 10. The annual interest rate protected by national laws is 24%. Now usury is not a crime, but if the part that exceeds the legal standard interest rate by 24% and falls below 36% is not protected by law, I suggest you borrow carefully. I suggest that you'd better borrow money from the bank. Generally speaking, when you go to the bank to apply for a loan, you only need the loan applicant to have a stable job income and a good personal credit investigation. The loan amount is generally between 6,543,800+0,000-500,000 yuan, and the longest loan period is 5 years. It is relatively simple that the bank will issue the loan in about one working day after reviewing the data.

1. Take China Industrial and Commercial Bank as an example (download and print the details of bank card handling records):

(1) With my bank card, I can print the details within five years (only the latest 1 year) through the smart printer of China Industrial and Commercial Bank-"Personal Details Print" function;

(2) You can bring your valid ID card and account to any branch of the bank to apply for printing details within 5 years. If you can't provide relevant certificates such as bank card/passbook, you can also check and print the operation record of bank card after passing relevant security verification. Agency business is not supported at present.

2. Take China Construction Bank as an example (download and print the details of bank card handling records):

(1) Customers who have launched personal online banking can choose to download and print account details of no more than 1500 accounts within two years (year to month);

(2) The account holder can print the historical details at any outlet near the bank with his valid ID card and savings account, and can print the historical details within five years (including five years). If the detailed printing time is more than five years, it is recommended to contact the account opening branch for consultation.