At present, China Merchants Bank has personal car consumption loans, which are issued by our bank to customers who buy brand-new non-operating cars under my name. It is used to pay for the car purchase, and it is impossible to lend cash. (Second-hand car loans are not supported at present) If you have seen the car you need to buy through the car dealer, you can confirm whether you have cooperation with China Merchants Bank through the car dealer. If not, you can try to contact the personal loan department at the counter of China Merchants Bank directly to apply for a loan for you. The handling bank needs to examine your situation in detail to determine whether you can handle it. The maximum loan amount is 2 million yuan. And the maximum loan amount does not exceed 70% of the price of the purchased vehicle (excluding various additional taxes and premiums); The loan term is generally not more than 3 years, and the longest is not more than 5 years. Specifically, you can explain your city, and we will further help you determine whether there is this type of loan in the local area.

In addition, our credit card also has "easy to buy a car", that is, it provides a certain amount of installment quota according to the credit status of the credit card holder to meet the cardholder's demand for buying a designated brand car during the disposal period of the designated dealer. Cardholders can repay the car purchase money in monthly installments only by paying a certain handling fee, which is a new car loan model that fully reduces the repayment pressure. For the car purchase problem of our bank, you can log on to the credit card website and click "loan installment"-"car installment" to inquire.