In the past, the real estate license was mortgaged by the bank, but now it is different. After handling the real estate license, you can go directly to the bank to mortgage it, and then the bank will indicate on the blank page that it has been mortgaged and can get it back. When you pay off the mortgage, you can take over the mortgage. I work in real estate. I know this very well. You can ask me if you don't understand, but give me points.