I'm not an official second generation, nor a rich second generation. I come from an ordinary rural family. My father works outside the home and my mother is disabled. Speaking of it, life is still awkward. I failed in the college entrance examination and went to a college in independent undergraduate course. The tuition is 16 thousand a year. My family and I are under considerable pressure.

In order to go to school, I applied for a student loan of 8000 yuan, and then came to the university with 10000 yuan from my family. The tuition fee of 16000 yuan, excluding the loan of 8,000 yuan, leaves more than 8,000 yuan. Take the 10000 yuan given by the family to pay the remaining tuition fee, leaving only 1000 yuan. It was this 1000 yuan that started my college life without any financial resources.

One year, I reversed, and by my own efforts, I had an economically independent life.

Freshman, I didn't ask for a penny from my family. I took care of my living expenses. Coinciding with the issuance of aviation commemorative banknotes by the state, I bought commemorative banknotes worth several thousand yuan for my family; I also went to five or six places, such as Shanghai, Hangzhou and Qingdao, for two days or a short holiday on weekends.

In my sophomore year, I didn't ask for a penny from my family. I used my student loan and my savings to pay my tuition. The cost of living is almost zero, and a stable income can be maintained every month; You can eat a big meal because you are greedy, travel around because you are in a good mood, buy things and give gifts to people you like, and do anything you want.

At the age of 20, I have an independent life.

Where you have been.

You may ask: How did you do it?

-Multiple part-time jobs

You must say: you shouldn't study hard, should you?

-Not bad at school

You may say: am I working so hard?

-live very chic.

Second, this is a flesh and blood me.

After more than a year of ups and downs in college life, I am flesh and blood, and now I can proudly say: I struggle, I am happy!

I am a student. I study hard, ranking fifth in my freshman major, keeping the goal of 4.2+ GPA, and passing Grade 4 at one time.

I am a monitor, conscientious and responsible, actively fulfilling the task of counselor, and seriously handling class chores. I am an activist in joining the Party.

I am the owner of the online flower shop on campus. I cultivate and plant flowers myself, take care of them every morning and evening, and then use the internet to promote and sell potted flowers around the campus.

I am a student worker in the library. I work hard and actively complete the book signing and the whole shelf work in the library. I was once rated as an excellent student worker, and now I am the head of the student worker in the library.

I am the manager of the dormitory online shop. I work hard, calculate the cost and profit, choose goods and replenish goods every day, stare at my mobile phone to take orders at night, and sweat through the dormitory alley.

I'm a take-away order taker. I am responsible for customer source and expanding consumers. I don't take orders mechanically. I use my own methods to retain consumers.

I am a freelance writer. I insist on writing and keep writing output. My article appeared on the front page of Jane's Newsletter for many times, and was reprinted by Du Nan, Tsinghua. Occasionally, I will receive some copywriting or business drafts.

I am a sports fan. I actively exercise and love games. I won many medals in the school sports meeting, as well as medals in Yangzhou International Marathon and Nanjing orienteering.

medal

I am a travel enthusiast, I love to travel, like to travel alone, and make my own travel strategy. Riding horses, hiking, climbing mountains, watching the sea, watching the sunrise, waiting for the sunset, eating delicious food and staying in youth travel.

I am a postcard lover. I send and receive letters, often write to my pen pal or send postcards, and send small gifts from time to time.

I am a 20-year-old volunteer who has given blood five times. No matter what others think and say, I feel meaningful, and I will do it as a public welfare activity I insist on.

I used to be an emotional blogger in eastern Sichuan, helping many peers solve emotional problems in their study and life, and I also came into contact with mental patients such as depression, extroversion autism and intimacy phobia.

Now, I have a lot of titles and responsibilities, which makes my ability stronger gradually, and also enables me to support an economically independent life.

Third, how can we achieve economic independence?

Maybe you will sigh that I have done so much and admire my title. But you still don't understand. How did I manage to live an economically independent life at the age of 20 from living expenses of only 1 000 yuan?

To achieve economic independence, I came step by step, paved the way step by step, and gradually owned the present life.

1, I applied for a student loan, and then applied for a grant for poor students.

Student loan

2. During the military training break, Tencent Financial Management was promoted. At that time, one person was invited to invest more than 100 to reward 6 yuan or 10. Although it is Tencent's business, many people still don't trust it. In order to dispel other people's scruples, I volunteered to advance the investment money, and then I asked the other party to return the advance principal to me when the income arrived, and then we won the activity reward of the other party. Because I am willing to pay the principal in advance, I have won the trust of many people and invited many people. In the same way, I made several other similar reliable products, and earned about 2000 yuan in military training for half a month.

3. After the formal class, because of my family situation, I was recommended by the counselor to get two work-study programs for multimedia librarians. Multimedia administrators are mainly responsible for borrowing and returning keys, opening and closing operating equipment, etc. Just go a few minutes in advance for each class, 150 yuan every month. Librarians are mainly responsible for putting books and shelving, and scheduling according to their free time, which will basically not affect their study and life. I'm not particularly busy at work. Every hour 10 yuan, 300 yuan for about one month. Two jobs together, a * * * around 500 yuan. The school regularly plays campus cards every month, which is enough for my most basic expenses every month.

salary

There are various activities in the school after the school starts. The college organizes to participate in the school-level sports meeting, and all students who participate in the sports will customize a set of sportswear for free (buy sportswear at their own expense), and provide free meal coupons (large face value, full meal) on the day of the sports meeting. Because of some sports foundation, I won a bunch of prizes, and the college gave me a shopping voucher of three or four hundred yuan.

certificate of honor

The school organized a business competition. Considering the heavy traffic, I took part in it. Because I have been planting flowers for ten years and have a rich experience in planting flowers, I chose to sell flowers, which are very good in our school and other schools, and even have some business outside school. Because of this activity, I got a certain income again.

5. Because the sales of flowers are hot at the event, considering that flowers are vacant around the university town, and I know how to cultivate, plant and care, I opened an online flower shop in the university town, and I can earn tens of dollars every month by selling my own flowers (and providing planting guidance).

Flowers and plants

6. In the next semester, I can't bear to run my own dormitory online shop, which is similar to Taobao Tmall's service and distributes all kinds of goods (snacks, drinks, takeout, daily necessities, etc.). ) to the student dormitory. Work for about two hours every day, and the working hours are up to you. Due to thoughtful service, convenience and intimacy, I earn tens to hundreds of yuan every day and thousands of yuan every month.

7. The consumers enriched by their own stores started the work of take-away order takers. I * * * enjoy the customers in my store going to restaurants, and then they provide two working meals every day (the food is not bad, and occasionally meals are added), so the maximum monthly living expenses are almost zero, and this part-time job has at least a guaranteed salary in 500 yuan every month.

8. I am an advertising major, I like writing, and my writing style is not bad. In order to improve their professional knowledge application ability, exercise their writing style, and occasionally write some copywriting or business drafts, articles are occasionally rewarded with three pieces and two pieces, which will be tens of dollars over time.

9. While doing these part-time jobs, I promise not to fall behind in my studies, so that I can apply for a scholarship for my sophomore year. My ranking and my ability to participate in activities give me a certain advantage in awards. Now I am participating in the National Inspirational Scholarship, a three-good student and a second-class scholarship, and I am in the process of selection.

10. I won't put my spare money and earned salary in the bank card. I will put it in Yu 'ebao, put it in wealth management products, or invest in "business" as the principal. Although there are not many benefits, there are also some benefits.

Ma Zhi credit and loan

I entered the university from 1 0,000 yuan in a way of increasing income and reducing expenditure. Now, excluding my daily expenses, my monthly income is 65,438+0,000+,and it is still increasing.

I'm tired, but I stick to it.

Now I work while studying hard; Get a reward from the school while earning income from work.

What I want to do is:

Reduce the burden on families and make life wonderful.

Pay off the loan by your own efforts when you graduate.

When others are looking for a job, I want to have my own career.

I want to fight for my position in this city.

I want to change the past, live high.

Do you want to hear my experience?

At the age of 20, how can I have an economically independent life?

I want to sum it up in four words: mind, mentality, vision and persistence.

If you want economic independence, you must be flexible, have a good attitude, have a unique vision and persevere.

Mentality determines vision, and mentality helps persistence.

A flexible mind allows you to learn to discover, choose and change.

A good attitude makes you full of energy and is not afraid of difficulties and setbacks.

Unique vision makes you unique in analysis and thorough in long-term thinking.

Perseverance will make you succeed, grow and gain gradually.

Besides these, if you want to take a part-time job, there are a few things you want to say:

1. Learning is the best part-time job for students. If part-time job will affect your study, please give up. The money you earn from your part-time job may not be enough for you to make up the exam. If you get a scholarship, the casual reward may be the harvest of your part-time job for several months.

Study is the best part-time job.

2. Part-time job, what should be the purpose? Experience first, make money second. Money is a necessity, you can't do anything without it, but money is not everything. Students at this stage want to make a lot of money, which is whimsical, that is, earning 20 thousand a year, which is just the money of a business owner or the salary of a white-collar worker for several months. Blinded by money, it is better to drop out of school and go home to find a job. You can earn more without paying tuition. However, you are a student and you are in college. At the university stage, the people you know, the ability to exercise and the broadening of your horizons are your greatest gains.

3. Change makes you an outstanding person. When others chose 59/ Zhaimi, a ready-made night cat shop in the dormitory, I chose to build my own group, promote myself, purchase my own goods and deliver my own goods. I seem to be asking for trouble when others enjoy convenience. But when I enriched a group of sticky consumers, I began to enjoy the free income brought by my group of consumers. The consumer is mine, and I can sell whatever I want; The consumer is mine, and I can cooperate with any business.

4, contacts, is also a kind of money pulse resources. The friends you make can bring you a lot of help, whether material, operational or ideological. Know more people who are better than you, and travel more to broaden your horizons. Your friends are so good, you can't be too bad. Because they are radiant and full of positive energy, their words and deeds may bring you endless influence.

5, investment, the best investment is yourself. Don't be stingy with yourself because of financial difficulties, travel more to broaden your horizons, make more friends to increase your knowledge, learn more and practice more. When you are poor, don't take money too seriously. The poorer you are, the more you should learn to spend money and invest to add value to yourself. When you have a certain value, the money you once spent will be doubled back to you. Don't take other people's things for free You give him value, and he can provide you with more value. Only when you spend money can you pay more attention to it.

6, independence, try to make yourself independent. When you are independent, you will know the hardships of independence and how to save money, make money and add value to yourself. When you are independent, you will be independent and happy, and you will work harder to remain independent. When you are independent, you will become more confident. The world is so big, I have the money to support myself, so I don't have to be bound by you.

economic independence

Finally, you may not have your cake and eat it, but you may not be that person.

Remember, there are gains and losses. Learn to choose and give: time, money, energy or whatever you have. Maybe one day, you can have a life that others envy.

If you want to be like me, please remember to work harder than me first.