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Is it illegal to give loans to college students? Is it illegal to give loans to college students for several years?
Is it illegal to face college students?

Open an online loan shop on Taobao. Com is illegal in the name of college students. The law prohibits anyone from selling and providing goods and services prohibited by law on e-commerce platforms; Therefore, it is illegal to carry out online loan business for college students in Taobao.

1. The Notice on Further Strengthening the Standardized Management of Campus Loans by the three departments stipulates that institutions and individuals established without the approval of the banking supervision and management department may not enter the campus to provide credit services for college students.

2. It is necessary to urge online lending institutions to complete business rectification on schedule, take the initiative to offline campus online lending related business products, suspend the release of new campus online lending business targets, and repay the outstanding balance of campus online lending business in an orderly manner. For those who refuse to rectify or fail to complete the rectification within the time limit, their online loan business shall be suspended and closed or banned according to the law.

3. Without the approval of the school, it is strictly forbidden for anyone or any organization to promote all kinds of campus loan business on campus and clean up all kinds of microfinance advertisements in time. Suspected of malicious fraud, violent solicitation, production, sale and dissemination of obscene articles and other serious violations of laws and regulations, transferred to public security and judicial organs for criminal responsibility according to law;

4. Article 13 of the Electronic Commerce Law of the People's Republic of China stipulates that the goods sold or services provided by e-commerce operators shall meet the requirements of protecting personal and property safety and environmental protection, and shall not sell or provide goods or services prohibited by laws and administrative regulations.

Extended data:

1, Article 85 of the Electronic Commerce Law of the People's Republic of China stipulates:

In violation of the provisions of this law, e-commerce operators who sell goods or provide services that do not meet the requirements of protecting personal and property safety, engage in unfair competition such as false or misleading commercial propaganda, abuse their dominant market position and infringe on consumers' intellectual property rights shall be punished in accordance with the provisions of relevant laws.

2. Article 83 of the Electronic Commerce Law of the People's Republic of China stipulates:

(1) The operators of the e-commerce platform failed to take necessary measures against the actions of the operators in the platform that infringe upon the legitimate rights and interests of consumers.

(2) Operators in the platform fail to fulfill their qualification examination obligations, or consumers fail to fulfill their safety guarantee obligations.

(three) the market supervision and management department shall order it to make corrections within a time limit and may impose a fine of not less than 50 thousand yuan but not more than 500 thousand yuan;