What are the common loans of CITIC Bank?
Housing loan:
Our company provides perfect, convenient and fast loan products and financial services to fully meet consumers' demand for housing funds. This kind of loan is suitable for new houses, second-hand houses, houses and commercial houses.
Automobile consumption loan:
Our bank provides low down payment and long-term car sales financial services to consumers who need to buy cars. There are many cooperative brands, convenient application channels, efficient review procedures and flexible repayment methods.
Comprehensive credit for real estate mortgage:
Consumers can apply to our bank for a comprehensive credit line in the form of mortgage, which can be recycled to meet various consumer needs such as personal and family decoration, study abroad, travel and car purchase.
The loans of CITIC Bank are divided into cooperative loans and mutual loans, of which the maximum amount of cooperative loans is 5 million, the longest loan period is 2 years, and it needs to be continuously operated for at least 2 years. The government, institutions and other partners will set up a professional fund pool, and the maximum amount of mutual loans to provide guarantees to borrowers is 3 million yuan, and the longest loan period is 1 year. Applicants who also need to continue to operate for more than 2 years and need to exceed 10 *.