Many people.
It is estimated that 80% of people born in the 80s, 90s, and 00s are using online loans. The most popular ones are Huabei, Jiebei, and Weilidai. They have developed this kind of early consumption. It’s hard to break the habit. In fact, this is a very dangerous practice, because the interest rate of online loans is very high. Even if Huabei doesn’t pay the interest on time, once you fail to get on the platform, it will ask you to pay the interest in installments. Not low either. It is easy to end up with overdue debts because there are so many online loans that are overdue. I still hope that everyone can avoid using online loans. It is best not to use online loans. Online loans are a big pit. Once you fall into it, it is difficult to get out. Spend more if you earn more, and spend less if you earn less. Young people must learn to restrain consumption.