The People's Bank of China has decided to adjust the loan assessment standard for small and micro enterprises in targeted cuts to required reserve ratios and inclusive finance from "less than 5 million yuan for a single household" to "less than 6,543,800 yuan for a single household" from 2065.438+09. This will help to expand the coverage of inclusive finance's preferential policies and reduce the deposit reserve ratio, guide financial institutions to better meet the loan needs of small and micro enterprises, and benefit more small and micro enterprises. Therefore, inclusive finance loan is a single-family credit.

Two. What is the inclusive finance loan supervised by China Banking and Insurance Regulatory Commission?

Special groups such as small and micro enterprises, farmers, urban low-income people, poor people, the disabled and the elderly are the key service targets in inclusive finance. Vigorously developing inclusive finance is an inevitable requirement for China to build a well-off society in an all-round way, which is conducive to promoting the sustained and balanced development of the financial industry, promoting mass entrepreneurship and innovation, boosting the transformation and upgrading of economic development mode, and enhancing social equity and social harmony.

20 18 On August 5th, the China inclusive finance Innovation Report (20 18), which was compiled by the National Finance and Development Laboratory in cooperation with the National Party Media Information Platform and Weizhong Bank, was released in Beijing. On June+10, 5438, the China Insurance Regulatory Commission of the Bank of China issued an excerpt from the China inclusive finance Development Report.

Third, what is inclusive finance!

Inclusive finance refers to a financial system that can effectively and comprehensively serve all social classes and groups. In fact, it means that all ordinary people can enjoy more financial services and better support the development of the real economy.

4. What is China Banking and Insurance Regulatory Commission's inclusive finance loan?

Inclusive finance refers to providing appropriate and effective financial services to all social strata and groups with financial services needs at affordable cost according to the requirements of equal opportunities and the principle of sustainable business.

Special groups such as small and micro enterprises, farmers, urban low-income people, poor people, the disabled and the elderly are the key service targets in inclusive finance. Vigorously developing inclusive finance is an inevitable requirement for China to build a well-off society in an all-round way, which is conducive to promoting the sustained and balanced development of the financial industry, promoting mass entrepreneurship and innovation, boosting the transformation and upgrading of economic development mode, and enhancing social equity and social harmony.

20 18 On August 5th, the China inclusive finance Innovation Report (20 18), which was compiled by the National Finance and Development Laboratory in cooperation with the National Party Media Information Platform and Weizhong Bank, was released in Beijing. On June+10, 5438, the China Insurance Regulatory Commission of the Bank of China issued an excerpt from the China inclusive finance Development Report.