"Student loans, study abroad loans and decoration loans. , the personal loan amount does not exceed 300,000 yuan. It is difficult to determine the transaction object before the loan. If you can only accept cash transactions, banks can directly give loan funds to individual customers. " On the 28th, the China Banking Regulatory Commission published the Interim Measures for the Administration of Personal Loans for public comments, emphasizing that lenders should not issue personal loans without specific purposes, and must establish and strictly implement the loan interview system to ensure the authenticity of loans. The China Banking Regulatory Commission said that in order to standardize the personal loan business behavior of banking financial institutions, strengthen the prudent management of personal loan business and effectively prevent risks, the Interim Measures for the Management of Personal Loans (Draft for Comment) was drafted, and the deadline for soliciting opinions was 1 1. 19.