I haven't heard the news about whether the company has closed down. Generally, this situation is in the process of business restructuring and adjustment. The fund behind the company is the group loan network. Now that the group loan network has been taken over by the police, a little car loan will also be affected.
3. I still can't repay the car loan now. However, Dongguan Public Security Bureau has issued a public repayment account. Repayment users can transfer money into the public repayment account and indicate their names. Otherwise, overdue repayment will be investigated and dealt with by the police according to law, and personal credit information will also be affected. Account name: Dongguan Tuandai.com Internet Technology Service Co., Ltd.; Account number: 83300 * 8; Bank of deposit: Business Department of Xiamen Bank Head Office.
Similarly, you can consult the police about how to get the green book back. Many users have jointly defended their rights, saying that the car loan company has detained the deposit and the green draft. The company can't respond now, but the police will handle the matter. The above answers hope to be helpful to everyone. In addition, I suggest that if you need a loan, you'd better apply for a mortgage loan in a regular bank, which will provide you with reasonable and comprehensive protection.
5. If you receive the news that you need a deposit to get the green draft, you must ask clearly and be cautious. Keep relevant information as evidence for subsequent alarm.
Precautions for buying a car by loan: First of all, the discount for buying a car by loan is greater than the discount for buying a car in full. Second, the purchase tax is impossible. The purchase tax is equal to the fare divided by 1 1.3. It should be noted that you are not allowed to make false invoices. You can save a little purchase tax if the fare is low. However, if something goes wrong in the later period, the insurance will determine the loss according to the fare, which is not worth the loss. However, the loan fee can be negotiated. The loan fee can be seen everywhere, which you can understand as the interest of the loan, but this fee cannot exceed 3% of the loan amount. Some places will charge service fees, but the state does not recognize them. However, as long as the 4S shop tells you in advance that he is not illegal, he can shop around.