After the conversion of the pricing benchmark in 2020, if you choose to convert to pricing based on LPR, on the next repricing date, your execution interest rate will be calculated and determined according to the latest corresponding period LPR, and so on, so whether to lower the interest rate depends on whether the interest rate of the latest LPR on your repricing date falls; If you choose a fixed interest rate, it is based on the interest rate at the time of conversion, and the interest rate will not change until your loan expires. It should be noted that the pricing benchmark can only be converted once, and cannot be converted again after conversion.

Reply time: 202 1-07-20. Please refer to the latest business changes announced by Ping An Bank in official website.

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