1. Someone called and said that the home loan should be confirmed with the home in time. If there is a loan, it should be repaid in time to avoid overdue repayment affecting the credit information and the next collection means.
2. If there is no loan, confirm that you have received a fraudulent phone call, report the phone call as a fraudulent phone call in time and pull it black. You can also inform your relatives and friends of such fraudulent means to avoid more people being deceived.
Legal basis: Article 1 19 of the Civil Procedure Law. The prosecution must meet the following conditions:
(1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case;
(2) Having a clear defendant;
(3) Having specific requests, facts and reasons;
(4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court.