Current location - Loan Platform Complete Network - Loan consultation - 654381October 6 When will the mortgage loan of rural credit cooperatives be repaid?
654381October 6 When will the mortgage loan of rural credit cooperatives be repaid?
For bank mortgage borrowers, repayment usually begins the next month after bank lending. About the middle of February.

1. General loans can be repaid by matching repayment, average capital and principal repayment plan. Loans with a term of 1 year or less can also be repaid with interest on a monthly basis.

2. Ordinary loan (mortgage, consumption, business): If the repayment method is equal or equal, it is the deduction date set by the system, depending on whether the customer agreed to repay the loan on the corresponding day or specified a date.

3. Credit loan (if the loan is repaid): if the repayment method is equal or equal, then the deduction date is generally the corresponding day, that is, when borrowing money, it will arrive on the next month; If the repayment method is to repay the principal with monthly interest (the term is only one year), the interest will be deducted at a fixed rate of 2 1 day per month. Banks will not pay attention to the lender's loan purpose and income. As long as the monthly payment is paid back on time.