Personal housing provident fund loans are not limited to buying houses, but can also be widely used. Let's take a look at several categories of personal housing provident fund loan products.

1, property purchase loan

Personal housing provident fund loans are used to purchase real estate developed by real estate enterprises, and can also be used if housing loans are needed.

2. Public housing loans

Housing provident fund loans can also be used to buy public housing that can be sold according to regulations, and used as public housing purchase loans.

3. Second-hand housing loans

Buying a second-hand house with property rights in the real estate trading market requires a house purchase loan;

4. Self-occupied housing loans

Because of the construction, renovation and overhaul of owner-occupied housing in cities and towns in this city, it is necessary to build a house loan;

5. Other housing loans

Other housing loan projects approved by the bank to cooperate with the government in deepening the reform of the housing system.