Average capital's repayment method seems to pay less interest at the same time. However, considering the factors of currency depreciation rate and inflation, the repayment method of equal principal and interest may not be uneconomical. Therefore, only with different needs can there be different choices. Which repayment method to choose, I suggest to decide according to my savings and income.

Wage loan is a credit loan specially launched by China United Fortune Center for Suzhou wage earners. This kind of loan has the characteristics of low interest rate and fast lending speed. Loans can be used for all legal and compliant consumer expenditures such as home improvement, car purchase, education and medical care, and may not be used for non-declared purposes and personal expenditures prohibited by laws and regulations.