First, you can call the customer service number of Shanghai Pudong Development Bank to ask. Under normal circumstances, if you apply for a car loan, they will give you a card. But what about this card? After you get the car loan, you can Just repay the money to this card, and it will be automatically deducted on the day of each month

1. Features of Shanghai Pudong Development Bank car loan

1. Ease the stress of buying a car The resulting financial pressure;

2. The repayment method is flexible and matches personal cash flow.

2. Shanghai Pudong Development Bank car loan products

1. Personal car consumption loan

Loan application conditions:

(1) Have complete A natural person with capacity for civil conduct;

(2) Having a permanent urban residence or valid residence status in the location of the lending bank;

(3) Having a permanent residence in the city or valid residence in the location of the lending bank Identity;

(4) Have signed a car purchase agreement or contract, and paid a down payment of no less than RMB 30 of the car purchase price;

(5) Can provide documents approved by the lender guarantee.

Information required:

(1) Valid identity document and household registration certificate, marriage status certificate, personal income certificate;

(2) Confirmation of consumption behavior Corresponding information or documents (such as sales contract);

(3) Down payment invoice or receipt;

(4) Automobile consumer loan application form (you can get it from the Shanghai Pudong Development Bank business office near you) (obtained at any outlet);

(5) Other materials required by the bank.

Loan amount: The maximum loan amount is 70% of the car’s value, and the maximum single loan amount does not exceed 500,000 yuan.

Credit period: no more than 5 years.

Application process: submit application - bank approval - sign contract - complete procedures (notarization, mortgage, etc.) - loan issuance - customer repayment

Shanghai Pudong Development Bank Automobile Consumer loans can adopt different repayment methods depending on the loan term. If the loan term is within one year (inclusive), the repayment method can be monthly interest and principal repayment upon maturity, or monthly principal and interest repayment; if the loan term is more than one year, monthly principal repayment can be used. interest repayment method. If none of the above repayment methods are suitable, it is recommended to call and inquire in detail

Shanghai Pudong Development Bank car loan refers to a personal loan issued by Shanghai Pudong Development Bank to borrowers for purchasing cars. Anyone who meets the application conditions can apply. Usually the maximum loan amount is 70% of the car's value, and the maximum single loan amount does not exceed 500,000 yuan. The features of Shanghai Pudong Development Bank’s car loan can alleviate the financial pressure caused by purchasing a car; the repayment method is flexible