Regular small loan companies are only allowed to conduct business locally, and they should handle it in person. They should not charge pre-loan fees or withhold interest, and they will never use individuals (so-called legal persons, managers,

Financial administrator

Fees for bank accounts opened in the name of. For example, small loan companies in Beijing are only allowed to issue loans within the districts and counties where they are registered. The business beyond the geographical scope and the business based on the network platform are scams, which should be companies that cheat or defraud in the name of regular companies.