What is the one-year loan interest rate of 202 1?
The bank loan interest rate is implemented according to the benchmark interest rate announced by the central bank. On February 20th, 20021,the People's Bank of China authorized the National Interbank Funding Center to announce the loan market quotation rate (LPR): 3.85% for 0 years and 4.65% for 5 years and above.
202 1 latest loan interest rate table
Due to the disparity of credit resources in different cities, mortgage interest rates are also very different. At present, the benchmark interest rate of China's mortgage interest rate is 4.65%, but almost all cities are higher than this ratio because of the existence of some points.
This is the city with the highest mortgage interest rate 10:
This is the city with the lowest mortgage interest rate 10:
It can be seen that the highest mortgage interest rate is in Chengdu, and the first home loan interest rate is as high as 6. 13%, which is 148 basis points higher than the benchmark; The lowest is Shanghai, and the interest rate of the first home loan is only 4.65%, which is the same as the benchmark.
Generally speaking, mortgage interest rates in big cities are relatively low, while mortgage interest rates in small and medium-sized cities are relatively high, and third-and fourth-tier cities are generally higher than first-and second-tier cities.
The above is the introduction of the loan interest rate for 202 1 year and the latest loan interest rate table for 202 1 year. Different places and different banks have different loan interest rates. The loan interest rate fluctuates with the benchmark interest rate announced by the central bank. The rise in loan interest rates has made real estate speculators stop grabbing houses, and only those who need them can buy houses.