Housing mortgage loan application materials:

1, identification;

2. Marriage certificate;

3. Work certificate;

4. proof of income;

5. Proof of mortgaged property;

6. Proof of loan use;

7. Subject to the loan department.

Reply time: May 2, 20201. Please refer to the latest business changes announced by Ping An Bank in official website.

2. Can Ping An Bank use real estate as mortgage loan?

Of course. Ping An Bank's easy-to-borrow house products apply for credit from the bank with the property mortgage recognized by Ping An Bank as the guarantee, and the bank will give a certain amount of credit products to small and micro enterprises within the specified mortgage rate. The mortgage rate is as high as 80%.

Applicable to all small and micro enterprises, small and micro business owners and individual industrial and commercial households holding valid real estate collateral.

The maximum credit line for a single household can reach 20 million yuan.

The longest credit period is 10 year.

Product features high mortgage rate: the highest mortgage rate of houses (including villas) reaches 80%; The highest mortgage rate of commercial housing and commercial housing is 60%; The maximum mortgage rate of standard factory buildings is 50%.

Flexible repayment: Average capital, matching principal and interest, and net interest repayment can be selected and matched at will.

Simple procedures, quick approval and simplified process.

Extended data:

Ping An Bank

On the other hand, Ping An Bank launched the "New One Loan" unsecured personal loan business, which can be used for business or personal consumption (including car purchase, decoration, large consumption, etc.). ), the maximum loan is 500,000.

Ping An Bank highlights its business.

Since July 1 2009, Ping An Bank has launched three e-banking service promises for individual customers, namely, debit card global ATM withdrawal is free, personal online banking remittance is free, and personal banking losses caused by no fault of customers are compensated by Ping An Bank. Service standards have reached a new high in the industry.

The "three promises" not only enabled the bank to break through the restrictions of outlets, but also solved the security concerns that have long plagued customers in using online banking, which is a major breakthrough in China. Within a week, the number of visitors to Ping An Bank's "free" information webpage has reached 654.38+0.5 billion, and more than 2 million people have visited the promised area of the bank.