Generally speaking, bank cards are frozen by the police, probably because the user's bank card information is obtained by criminals. In order to protect the users' funds and information security, the police froze the cardholders' bank cards. It is also possible that the cardholder's bank card has illegal fund transactions and the police have frozen the user's bank card for investigation. As long as the user himself is not involved in the illegal act, there will be no serious consequences.
If the user urgently needs to use the funds in the bank card, he can apply to the police for unfreezing. The general thawing time may be about 2 months. If the user has an emergency such as medical treatment, children's school, loan repayment, etc., as long as relevant certificates are provided, he can apply for short-term thawing.
If the cardholder's account is frozen due to violation of the law, the police will arrest the user according to the seriousness of the illegal act and give corresponding punishment after investigating the case clearly. The specific arrest time is subject to the police investigation time.
The freezing of bank cards under investigation is not necessarily a serious case. There are many reasons why bank cards are frozen, which may be caused by one reason or many factors. If it is frozen, there is no need to panic. It is recommended to call or go to the local bank window to check the specific situation, as long as there is no problem, it can be unfrozen.
The reasons for freezing bank cards by the Economic Investigation Brigade are as follows: there have been abnormal transactions, which may be frozen by banks; If the overdraft exceeds the share, the bank will immediately freeze the bank card; Enter the password three times in a row, and freeze and thaw automatically after 24 hours; The bank card was frozen for reasons of a third party. In general, it may be necessary to freeze personal bank cards in this case, and it is necessary to freeze bank cards in some special circumstances.
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You can take the initiative to go to the Interpol Brigade to cooperate with the investigation. After the criminal police confirm that the frozen deposits and remittances are really irrelevant to the case, the criminal police team will unfreeze the bank card, or you can wait for automatic unfreezing.
"Relevant provisions on the application of seizure and freezing measures in handling criminal cases by public security organs" Article 35
After the public security organ takes the measures of sealing up and freezing, it shall promptly ascertain the facts of the case and dispose of the property involved within the statutory time limit.
If it is found that the seized or frozen property is really irrelevant to the case, it shall be dissolved within three days.
China's laws and regulations severely crack down on illegal and criminal acts, so if necessary, if you encounter illegal and criminal acts, you should report them to the public security organs in time and pay attention to protecting your own rights and interests.