What are the requirements for foreigners to buy a house in Lishui? Yes, you need to pay social security or personal housing loans for more than two years within three years. The following conditions must be met: 1, legal residence status, 18 years old with full capacity for civil conduct, permanent residence of urban residents or legal and valid proof of residence status, and the purchased commercial house is located in the town and in principle is the borrower's current residence or work place; 2. Have a stable occupation and income and good credit; 3. Have the ability to repay the loan principal and interest on schedule; 4. Has signed a house sales contract with the company and paid the down payment ratio stipulated by the bank, which is more than 20%; 5. The loan amount is determined according to the borrower's credit status, occupation, degree, repayment ability and the liquidity of the purchased house. Need to prepare 1, the house sales contract signed by the purchaser and the company, and the receipt of more than 30% of the house payment; 2. The valid identity certificate and marital status certificate of the purchaser (marriage certificate or single certificate); 3 proof of income of the purchaser (provided by the sales office bank); Meet the above conditions, prepare the information, and then you can apply for a loan in the bank. What are the conditions for buying a house loan? What are the conditions for buying a new house and a second-hand house loan? The materials to be prepared for buying a new house loan include: ID card, household registration book, marriage certificate, income certificate, bank account, and house purchase contract (married couples provide information on both husband and wife). Requirements for new house loan: as long as there is a stable income and running water in the bank, it is enough to have running water every month. The monthly income on the income certificate needs to be twice that of the monthly payment, for example, the monthly payment needs 2,000 yuan, and the monthly income needs about 4,000 yuan. Another requirement is that the credit can't be overdue. General bank requirements cannot be overdue three times in a row, and accumulated six times in two years, which is based on families. The materials to be prepared for buying a second-hand house loan include: ID card, household registration book, marriage certificate, income certificate, and bank account (for married people, provide information on both husband and wife). The loan conditions for second-hand houses are the same as those for new houses. What conditions should I pay attention to when buying a house loan? 1. Don't use the provident fund before buying a house loan. The conditions of the provident fund loan amount are related to the balance of the provident fund account. If you withdraw the provident fund in advance and the account balance is zero, then your provident fund loan amount is zero, which means you cannot apply for a provident fund loan. 2. Don't repay the loan in advance within one year. Some prepayments can be repaid to the bank one year after the loan is repaid, and your repayment amount is more than six months. If it is difficult to repay the loan, you can apply to the bank to extend the loan term. After investigation by the bank, the conditions are true and there is no default in repayment of principal and interest, and the bank will accept it. 4. After the loan is paid off, the mortgage shall be cancelled with the bank's loan settlement certificate and other real estate rights certificates of the collateral. 5. Don't lose the loan contract and iou, and be sure to keep it properly. To sum up, it is not easy for foreigners to buy a house in other places, and they must meet local conditions before they can buy it. If it is a loan, they must have a stable income in the local area before the loan company can lend. So it is not easy to buy a house, but as long as all the materials are prepared according to law, they can still buy it.